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It seems like it is difficult to get a loan in the past few years. My family and I were discussing this issue last night at dinner. We hope that we can purchase a new car in the next few months. The fragile economy has some of us very worried. Auto loans with low interest rates seem to be a thing of the past. I plan on doing some extra research online. I want to find the best possible price. We are on a tight monthly budget. We need to find a payment that we can afford each and every month.